Making a successful offer in a San Diego seller’s market can be tricky and frustrating, but with persistence, know-how, and a little luck, you’ll soon be in your new San Diego home.
Do you know what to expect regarding closing costs? This short video may help answer some of your questions – whether you’re a buyer or seller.
Buying or selling San Diego real estate can be intense and choosing the most qualified person to be your teammate through the entire process is crucial.
Using the wrong mortgage, which will cause you to pay unnecessary interest and taxes. Don’t let yourself be fooled, it is important to find a good mortgage lender to help you to understand the long-term effects of the mortgage you choose.
PMI is a type of insurance required by the lender that helps protect them against losses due to foreclosure. The insurance is provided by private mortgage insurance companies and makes it possible for lenders to accept the low down payments.
Family and friends will advise you when you’re house hunting. Everyone has your best interest at heart but are they completely aware of what your family needs and are they knowledgeable about the San Diego real estate market?
It doesn’t hurt you to have a conversation with several San Diego mortgage lenders. You can gain a lot of information through simple conversation
You have decided to enter the San Diego real estate market! It continues to be fast-paced and the need to prepare yourself is extremely important. Understanding the current market conditions and the purchase process will help you to manage your expectations through the entire transaction.
Obtaining a letter of approval or a “pre-approval” from a San Diego lender means you are approved to actually borrow the amount on your pre-approval letter.
When buying a house with less than 20 down, consider what it would cost on a monthly basis to buy that San Diego home: private mortgage insurance and taxes.