Kim has been actively involved with real estate for 17 years. As far back as 1989, Kim and her husband, Dave, began purchasing and renovating residential property. They did this while working full time and raising four children. From these experiences Kim learned valuable critical thinking skills, successful multi-tasking, and how to nurture relationships. Their children have grown into independent, well-adjusted young adults, so those skills seem to have paid off.

Get Paid to Sell the Home You Can’t Afford! with HAFA

Extension to the HAFA Program

  Extension to the HAFA Program Signals Another Year of Help Available For Homeowners in San Diego County   San Diego, California – February 2013 – The Department of Treasury recently approved, in supplemental directive 12-07, that the Home Affordable Foreclosure Alternatives program, or HAFA, has been extended for another year through the end of…

Foreclosure sign

Foreclosure Scams

  Foreclosure Scams Affecting San Diego Homeowners   As if things haven’t been challenging enough for San Diego homeowners … According to the U.S Treasury Department’s Financial Crimes Enforcement Network (FinCEN), even as the total number of reports of mortgage loan fraud declined, reports of suspicious activity regarding foreclosure rescue scams continued to grow. I…

What is HAFA?

What is HAFA?

  What In the World Is HAFA?   Have you heard about HAFA? It seems like everyone who’s talking about real estate today is talking about HAFA. But what is it? First, let’s lay some ground work. Right now, more than 1 in 7 mortgages is currently not being paid. So, take your neighborhood, your…

What is a Short Sale?

What is a Short Sale?

  What is a Short Sale?   In certain qualified cases, where a homeowner owes more on their home than it’s worth today, a lender may allow that homeowner to sell that property for less than the mortgage balance and accept a short sale. A short sale allows the homeowner to sell their home to…

Carbon Monoxide Safety Tips

Carbon Monoxide Safety Tips

Until recently, I had never met anyone that was affected by carbon monoxide poisoning. The family of our daughter, Ashlie’s boyfriend avoided a tragedy last year. They woke in their Lemon Grove home in San Diego County to feeling the affects of carbon monoxide poisoning. They were seen in a San Diego area hospital and…

Closing Costs - What Are They? How Can You Save on Them?

What are Closing Costs and How Can I Save on Them

  What are closing costs?   They are the fees for services, property taxes or special interest charges that surround the purchase of a home. They include upfront loan points, title insurance, escrow, document fees, prepaid interest and property taxes.   How can I save on closing costs?   Experience shows that closing costs, average…

Home Warranty

What is a Home Warranty?

  What is a Home Warranty A home warranty is a service contract typically for one year. A home warranty helps protect homeowners against the cost of unexpected repairs and/or replacement on major systems (i.e. electrical, heating, duct, plumbing, central vacuum) and appliances that break down due to normal wear and tear. Coverage is for…

Deciding to Sell Your Home?

Making the Decision to Sell Your Home

  5 Things You Need to Know When Making the Decision to Sell Your Home   Whether making the decision to sell your home is an easy one for you, or a difficult one, there are 5 things that you should keep in mind throughout the entire process. These tips are designed to the process…

Fiscal Cliff video

Fiscal Cliff or Fiscal Wiff?

The Fiscal Cliff was the topic of conversation in the last few weeks! This video puts it all into entertaining focus … I recommend watching it to see how you or anyone you know is affected. Thank you in advance for making me your Real Estate Consultant for Life. When you or someone you care…