Kim has been actively involved with real estate for 17 years. As far back as 1989, Kim and her husband, Dave, began purchasing and renovating residential property. They did this while working full time and raising four children. From these experiences Kim learned valuable critical thinking skills, successful multi-tasking, and how to nurture relationships. Their children have grown into independent, well-adjusted young adults, so those skills seem to have paid off.

Deluxe Emergency Preparedness Kit from American Red Cross

Essentials for a Emergency Preparedness Kit

Are you prepared for an emergency? Putting together a home emergency preparedness kit you hope never to use may seem like a waste of time and money. But San Diego is not immune to disasters. And, when things happen that are beyond your control, you can take charge of how you respond. Store all items…

Short Sale vs. Foreclosure

Short Sale vs. Foreclosure

There’s a lot of confusion in the media on whether a short sale is truly better for a homeowner than a foreclosure. To find the answers, let’s take a closer look at Short Sale vs. Foreclosure.   Short Sale vs. Foreclosure   Let’s establish Five Criteria for Comparison of Short Sale vs. Foreclosure: The ability…

Get Paid to Sell the Home You Can’t Afford! with HAFA

Extension to the HAFA Program

  Extension to the HAFA Program Signals Another Year of Help Available For Homeowners in San Diego County   San Diego, California – February 2013 – The Department of Treasury recently approved, in supplemental directive 12-07, that the Home Affordable Foreclosure Alternatives program, or HAFA, has been extended for another year through the end of…

Foreclosure sign

Foreclosure Scams

  Foreclosure Scams Affecting San Diego Homeowners   As if things haven’t been challenging enough for San Diego homeowners … According to the U.S Treasury Department’s Financial Crimes Enforcement Network (FinCEN), even as the total number of reports of mortgage loan fraud declined, reports of suspicious activity regarding foreclosure rescue scams continued to grow. I…

What is HAFA?

What is HAFA?

  What In the World Is HAFA?   Have you heard about HAFA? It seems like everyone who’s talking about real estate today is talking about HAFA. But what is it? First, let’s lay some ground work. Right now, more than 1 in 7 mortgages is currently not being paid. So, take your neighborhood, your…

What is a Short Sale?

What is a Short Sale?

  What is a Short Sale?   In certain qualified cases, where a homeowner owes more on their home than it’s worth today, a lender may allow that homeowner to sell that property for less than the mortgage balance and accept a short sale. A short sale allows the homeowner to sell their home to…