Kim has been actively involved with real estate for 17 years. As far back as 1989, Kim and her husband, Dave, began purchasing and renovating residential property. They did this while working full time and raising four children. From these experiences Kim learned valuable critical thinking skills, successful multi-tasking, and how to nurture relationships. Their children have grown into independent, well-adjusted young adults, so those skills seem to have paid off.

Anti-Deficiency Protection for San Diego Refinance Loans

  Anti-Deficiency Protection for San Diego Refinance Loans   San Diego homeowners who default on their refinance loans are protected against personal liability for any deficiency following a San Diego foreclosure. Under existing anti-deficiency law, a San Diego borrower is protected from personal liability for a purchase money loan secured by an owner-occupied property with…

American Taxpayer Relief Act

The American Taxpayer Relief Act

From the San Diego Downtown News … If you are fortunate to be a San Diego resident with taxable income of $400,000 or more, you may not like Congress and The American Taxpayer Relief Act of 2012. If you earn less than that you too will feel the squeeze with the Payroll Tax (#3 in…

Best Places to Buy Foreclosures

This is a very interesting article about buying foreclosures. San Diego Real Estate is a bit different than the article portrays. San Diego investors and home buyers will attest to the lack of inventory and the huge amount of competition. Experience shows that 6-9 months ago San Diego Real Estate reality was very similar to…

Deluxe Emergency Preparedness Kit from American Red Cross

Essentials for a Emergency Preparedness Kit

Are you prepared for an emergency? Putting together a home emergency preparedness kit you hope never to use may seem like a waste of time and money. But San Diego is not immune to disasters. And, when things happen that are beyond your control, you can take charge of how you respond. Store all items…

Short Sale vs. Foreclosure

Short Sale vs. Foreclosure

There’s a lot of confusion in the media on whether a short sale is truly better for a homeowner than a foreclosure. To find the answers, let’s take a closer look at Short Sale vs. Foreclosure.   Short Sale vs. Foreclosure   Let’s establish Five Criteria for Comparison of Short Sale vs. Foreclosure: The ability…