Kim has been actively involved with real estate for 17 years. As far back as 1989, Kim and her husband, Dave, began purchasing and renovating residential property. They did this while working full time and raising four children. From these experiences Kim learned valuable critical thinking skills, successful multi-tasking, and how to nurture relationships. Their children have grown into independent, well-adjusted young adults, so those skills seem to have paid off.

88 Types of Turbulence

San Diego Real Estate and 88 Types of Turbulence I wouldn’t say that I hate surprises; I would say they make me feel nervous. To help my clients from feeling nervous, I give all my clients the 88 Types of Turbulence, Things That Might Go Wrong During Your San Diego Real Estate Transaction. During our Initial…

San Diego Homebuyer Sites for Schools

San Diego Homebuyer Sites for Schools   When in the process of buying a San Diego house for a family with children, you may find these websites helpful for determining the area and San Diego school.   www.greatschools.org  This popular schools website allows you to input the San Diego school name and gives you test…

Buying versus Renting

San Diego Real Estate: Buy or Rent a House

San Diego Real Estate: Own or Rent One of the many reasons to buy a San Diego house is to build equity. At least that was one of the major reasons to buy a San Diego home prior to the financial crisis when the United States housing market suffered in 2008. Although the drive to become…

Pile of Paperwork for Home Loan Application

Gathering Documents to Apply for a San Diego Home Loan

Today I will provide the answers to the mystery of what exactly will a San Diego homebuyer need to provide to start the process of obtaining a San Diego mortgage. The documents that will show your detailed financial history include the following: A photo of your driver’s license Your social security number Most recent mortgage…

San Diego Interest Rates graphic

San Diego Interest Rates for a Home Purchase

San Diego homebuyers are always curious about interest rates for a San Diego mortgage. The not so good news is that a year ago interest rates where at a whole point less! Good news this week is that interest rates have dropped a tiny amount from last week. It’s still a great time to consider…

San Diego Real Estate Market Flucuation

San Diego Real Estate Market Fluctuations

In a conversation with Laura, we discussed how in the past few weeks the San Diego real estate market shifted. It’s not as if houses are not selling, it’s a subtle shift from multiple offers with San Diego homebuyers scrambling to get a house to a week on the market and one solid offer. And,…

VA Loans

San Diego Homebuyer with VA Loan

San Diego home sellers and their real estate agents should be aware of the positive rule changes with San Diego VA loans. Many people don’t know that in the past VA loans were not as good as conventional loans because the San Diego seller had to pay a large amount of fees known as the…