California’s Purchase Contract Changes
The California Association of Realtors (CAR) will soon be launching a new version of its California Purchase Contract.
Kim has been actively involved with real estate for 17 years. As far back as 1989, Kim and her husband, Dave, began purchasing and renovating residential property. They did this while working full time and raising four children. From these experiences Kim learned valuable critical thinking skills, successful multi-tasking, and how to nurture relationships. Their children have grown into independent, well-adjusted young adults, so those skills seem to have paid off.
What is Private Mortgage Insurance?
PMI is insurance required by a lender to help protect it against losses due to foreclosure. The insurance is provided by private mortgage insurance companies and makes it possible for lenders to accept the lower down payments.
Considerations Before Buying a Home
Family and friends will advise you when you’re house hunting. Everyone has your best interest at heart but are they completely aware of what your family needs and are they knowledgeable about the San Diego real estate market?
Home Buying Tips: Will It Hurt My Credit to Shop Lenders?
It doesn’t hurt you to have a conversation with several San Diego mortgage lenders. You can gain a lot of information through simple conversation
How to Buy a House
You have decided to enter the San Diego real estate market! It continues to be fast-paced and the need to prepare yourself is extremely important. Understanding the current market conditions and the purchase process will help you to manage your expectations through the entire transaction.
Tips For Choosing The Best Offer on a House
When you receive an offer, ask your agent questions to determine what’s most important to the buyer and see if you can meet that requirement. Then prepare your counter offer. You may want a higher price, but, if you can meet their needs, the transaction can work. Remember the key to a successful sale is to discover a win-win transaction.
What Do I Need To Know About Getting a Loan Approval?
Obtaining a letter of approval or a “pre-approval” from a San Diego lender means you are approved to actually borrow the amount on your pre-approval letter.
What’s Important About Getting a Home Inspection?
Most people wouldn’t buy a used car without first making sure it ran properly, and just like a car, a San Diego home should be inspected by a licensed California Real Estate Inspector.
Buying a House with Less than 20 Down
When buying a house with less than 20 down, consider what it would cost on a monthly basis to buy that San Diego home: private mortgage insurance and taxes.
1464 Essex St, 8 San Diego, CA 92103
Charming Hillcrest condo in excellent central location, walking distance to trendy shops & restaurants! Top floor 2 bedroom unit in small gated complex. Terrific floor plan with nicely updated kitchen & bathroom, granite counters, recessed lighting, stainless appliances and new carpet. The condo has generous bedroom closets, hallway storage cabinets, 2 tandem parking spaces and community laundry.
San Diego Real Estate Hurdles
Once you’ve accepted an offer on your San Diego real estate and entered escrow, you have 17 days for the buyer is to complete all investigations.
Spend a Little to Keep a Lot
The property has been scheduled to have the repairs completed and will be placed on the market for over $10,000 more then if it had been sold as is.