During the final week of purchasing your San Diego property, you and your real estate agent will visit the home to complete a final verification of its condition. This is known as the walk-through inspection.
Opportunity knocks! Two units located a short distance from the water in Ocean Beach. The front unit has hardwood floors, a fireplace in the living room, a spacious kitchen, inside laundry, 2 bathrooms and attached two-car garage. You will love the northwest views from the living room, dining room and kitchen. The back unit has one bedroom, one bathroom and a one-car garage with laundry hookups.
The competitive San Diego market can become stressful. Through the decades (yes, I’ve been doing this a long time!), I’ve uncovered a few tips to help my San Diego homebuyers experience success. (Keep in mind, however, that if your offer is significantly less than your competition’s, even these tips won’t help!)
This charming, tastefully remodeled home has elegant double doors opening onto the foyer with tile flooring. The remodeled kitchen has tile flooring, granite counters and fabulous pot filler above the stove. The bathrooms also are remodeled with nice tile and granite.
This beautifully upgraded home is ready for you! Situated in a newer well cared for neighborhood. The exterior of the home has been painted. Upgrades include new roof with skylight, plantation shutters and dual pane windows, furnace and whole house fan.
The California Association of Realtors (CAR) will soon be launching a new version of its California Purchase Contract.
PMI is insurance required by a lender to help protect it against losses due to foreclosure. The insurance is provided by private mortgage insurance companies and makes it possible for lenders to accept the lower down payments.
Family and friends will advise you when you’re house hunting. Everyone has your best interest at heart but are they completely aware of what your family needs and are they knowledgeable about the San Diego real estate market?
It doesn’t hurt you to have a conversation with several San Diego mortgage lenders. You can gain a lot of information through simple conversation
You have decided to enter the San Diego real estate market! It continues to be fast-paced and the need to prepare yourself is extremely important. Understanding the current market conditions and the purchase process will help you to manage your expectations through the entire transaction.
When you receive an offer, ask your agent questions to determine what’s most important to the buyer and see if you can meet that requirement. Then prepare your counter offer. You may want a higher price, but, if you can meet their needs, the transaction can work. Remember the key to a successful sale is to discover a win-win transaction.
Obtaining a letter of approval or a “pre-approval” from a San Diego lender means you are approved to actually borrow the amount on your pre-approval letter.