Short Sale vs. Foreclosure

There’s a lot of confusion in the media on whether a short sale is truly better for a homeowner than a foreclosure. To find the answers, let’s take a closer look at Short Sale vs. Foreclosure.   Short Sale vs. Foreclosure   Let’s establish Five Criteria for Comparison of Short Sale vs. Foreclosure: The ability…

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Extension to the HAFA Program

  Extension to the HAFA Program Signals Another Year of Help Available For Homeowners in San Diego County   San Diego, California – February 2013 – The Department of Treasury recently approved, in supplemental directive 12-07, that the Home Affordable Foreclosure Alternatives program, or HAFA, has been extended for another year through the end of…

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Foreclosure Scams

  Foreclosure Scams Affecting San Diego Homeowners   As if things haven’t been challenging enough for San Diego homeowners … According to the U.S Treasury Department’s Financial Crimes Enforcement Network (FinCEN), even as the total number of reports of mortgage loan fraud declined, reports of suspicious activity regarding foreclosure rescue scams continued to grow. I…

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What is HAFA?

  What In the World Is HAFA?   Have you heard about HAFA? It seems like everyone who’s talking about real estate today is talking about HAFA. But what is it? First, let’s lay some ground work. Right now, more than 1 in 7 mortgages is currently not being paid. So, take your neighborhood, your…

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What is a Short Sale?

  What is a Short Sale?   In certain qualified cases, where a homeowner owes more on their home than it’s worth today, a lender may allow that homeowner to sell that property for less than the mortgage balance and accept a short sale. A short sale allows the homeowner to sell their home to…

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Carbon Monoxide Safety Tips

Until recently, I had never met anyone that was affected by carbon monoxide poisoning. The family of our daughter, Ashlie’s boyfriend avoided a tragedy last year. They woke in their Lemon Grove home in San Diego County to feeling the affects of carbon monoxide poisoning. They were seen in a San Diego area hospital and…

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